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Credit Cards

We have some great products to help you reestablish credit. When used responsibly, they can help you rebuild your credit. You need to be aware of your credit limit, as there are fees for going over the limit and sometimes late fees as well.

Do not continually switch credit card companies. The length your account has been open will affect your credit score. The longer the account has been open, the better it is for your score.

Can I keep switching credit cards to get a 0% rate ? As long as you have a few credit card accounts which you are keeping open for a long time, and only switch one card once a year, this technique to get out of credit card debt will not hurt your score.

Help reestablish credit with Orchard Bank. They will find a credit card that is right for you ! Bad Credit Card
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