The Three Credit Bureaus
There are 3 credit bureaus throughout the United States; Experian, Trans Union and Equifax. Each one is strongest in a particular geographic area. All will contain your major accounts, but each will have slightly different information on the same person.
When clearing up negative credit issues, you will need to make sure you check all three bureaus credit information.
Equifax Credit Information Services, Inc
P.O. Box 740241
Atlanta, GA 30374 (1-800-685-1111)
Trans Union
Post Office Box 2000
Chester, PA 19022 (1-800-888-4213)
Experian National Consumer Assistance Center
PO Box 2002
Allen, TX 75013 (1-888-397-3742)
| Quick Credit FAQ |
| Up to 60% of people who check their free credit report find errors. |
| Credit Professionals recommend a credit check at least 2x yearly. |
| You may obtain a free credit check if you've been denied credit in the last 60 days or once annually. |
| There are 3 credit bureaus which collect information from major creditors. Equifax, TransUnion, Experian. |
| Your credit report lists all the accounts and payment history for the last two years; liens and judgements for 7 years; bankruptcy 10 years. |
| From your information a credit score is calculated. Credit Scores range from about 400-820. A score of 700 or above is very good. |
More
|
CopyRight ®2003 Contact Us
MyCreditCheck - The leading provider of free credit report and free credit check.
On the www since 1999. Your best resource on credit report ing.
